Financing Options
Carr Cabinets is proud to have partnered with industry leading, Regions Bank d/b/a Enerbank USA, Member FDIC – America’s home improvement leader of choice – to offer our customers flexibility in financing. Purchase your dream kitchen today and pay if off later!
Choose from Same-as-Cash programs (subject to availability) or if you prefer LOW monthly payments, apply for a Traditional Installment Loan that offers up to 12 years to pay it off. Interest rate based on credit worthiness. Apply online directly with the bank in the links below to qualify. Applicants will be redirected to the Enerbank/Regions Bank secure website to complete the application.
If you need technical assistance with the application process or have any questions on the programs offered, please contact the bank directly at: 1-866-409-8300
Choose a Plan & Apply Now!
Review the available options below. All offers are subject to change based on availability. To apply, simply click the image to be redirected to Enerbank's secure website and start the online application.
90-Day Same-As-Cash Loan
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 90 days. Repayment terms vary from 15 to 123 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 90 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $19.89 to $27.32 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
6 Months Same-As-Cash Loan
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 180 days. Repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00
Traditional Installment Loan
*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 24.49% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Monthly payments vary from $11.37 to $29.03 per $1,000 borrowed depending on term and interest rate. The minimum monthly payment will be no less than $50.00
Why choose Regions | EnerBank USA
EnerBank USA is a specialized home improvement lender – that means we’re experienced when it comes to providing loans for home improvement projects like yours. Since it’s our specialty, we’ve developed payment options that are tailored to home improvement needs. We’ve been doing this for over two decades and have approved over a million home improvement loans.
You can get the entire project you want completed right now instead of waiting to save up the cash or completing it in stages. With an EnerBank loan, your home is not used as collateral, there’s no application fee, no closing or appraisal costs, and no prepayment penalties. Your contractor will offer you a choice of payment options, then you can use one of our fast and easy application methods to connect with our US based lending team to receive a credit decision within seconds. Approvals are valid for 120-180 days, giving you plenty of time to plan and complete your home improvement project.
